Blog

We protect ourselves for the worst case scenario and hope that we never have to live through it. But it did… now what??? Filing a claim is new terrain for most, and preparing one right after a devastation makes it... Read More

As a tenant investing in your current address is not something on your mind… but it should be. Why you ask. Well because while your dwelling space may not belong to you the contents of it do and those belongings... Read More

Whether you just bought your home or have been living there for years, it’s always a good idea to keep your property’s value, well, valuable. This rule applies even if you have no plans to sell. Charm is great and... Read More

Nope, we’re not talking beer here. Although a good craft beer can cost you more than your average “cold one” it’s not exactly in need of its very own policy. A.L.E. stands for Additional Living Expenses. A coverage that is... Read More

There’s a song my preschool teacher used to sing in when we were getting ready for a visit to the school library. It went like this: “As quiet as a mouse, as quiet as a mouse, we go visit the... Read More

Are you entitled to settlement if your property is damaged by water? Well, that depends on the fine print of your policy and what type of water damage has occurred. Most insurance policies cover abrupt water damage such as a... Read More

Two weeks ago we were sobered up to the devastating reality of what nature is capable of destroying when Typhoon Haiyan (“Yolanda”) hit the Philippines. Firstly, we want to take a moment to acknowledge the pain and sufferings of those... Read More

Congratulations! You’ve just purchased a home and you were smart enough to follow a check list to do it right: Hired a professional to inspect the home – CHECK Made a bid and negotiated wisely – CHECK Obtained a mortgage... Read More

There are numerous benefits to hiring a Public Adjuster, from the basic logistics of time and energy spent working on your claim to the expertise a PA has to offer. At LMR we have the know-how to negotiating the most... Read More

A wise woman once said, “You can pay with time or money, but you always pay”. We’ve found that the same is true when it comes to settling a claim with your insurance company. And we’re not the only ones:... Read More