September 22, 2020 | 7:30 am

Filing a roof damage claim can be a complex matter, especially if you and the insurance company do not see eye to eye. Hiring a public adjuster can provide you with several important benefits and increase the value of your claim. Here is what you can expect from a professional public adjuster in Florida.

Thorough Investigation into the Cause of Damage
In the case of roof damage, the insurance adjuster may not get on top of the roof to physically inspect the damage. This can potentially result in a determination that something outside your coverage caused the damage or that the damage is not as extensive as it actually is.

A public adjuster in Florida can physically inspect the damage, use a drone, or send a specialist to investigate the roof and determine its cause. This objective assessment can provide compelling evidence that establishes the validity of your claim and right to compensation.

Review of Your Insurance Coverage
Insurance companies tend to interpret policies to their own benefit. Having a third party review your insurance policy and determine whether it should cover your damage can help you avoid a wrongful denial by your insurance company.

Objective Damage Assessment
A Florida public adjuster can conduct an objective assessment of your roof damage. He or she can also prepare estimates, reports, photos, videos, and other documentation of your damages to ensure that your claim is substantiated and its full value is recognized. A fully developed claim with proper documentation will be much harder for the insurance company to deny in good faith.

An Advocate in Your Corner
Despite the impression that insurance adjusters may try to give, they work for the insurance company. Their goal is to minimize the value of all claims so that the insurance company is more profitable.

A public adjuster works for you, not the insurance company. Hiring a public adjuster in Florida can help give you peace of mind of knowing that you have an advocate in your corner who can give you advice based on your particular situation and guide you through the claims process. He or she can handle communication with the insurance company and negotiate on your behalf. Public adjusters are better versed in the costs of home repairs and negotiate on a regular basis, so you can take advantage of these skills to increase the value of your claim.

For help with your claim, contact LMR Public Adjusters at (954) 603-7174.

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