LMR Public Adjusters is dedicated to helping you obtain the maximum compensation for your insurance claim. As Aventura public adjusters, we help with all types of insurance claims, including those involving residential, commercial, or condominium losses.
We offer skilled representation and strategic guidance to identify, substantiate, and negotiate a fair resolution of your claim.
Differences Between an Aventura Public Adjuster and Insurance Adjuster
The primary difference between an Aventura public adjuster and an insurance adjuster is who they work for. Insurance adjusters work for the insurance company. They want to try to deny and minimize the value of insurance claims as much as possible. This is their job.
In contrast, Aventura public adjusters work for the property owner. We work diligently to secure maximum compensation for your claim. After you pay insurance premiums on time and in a consistent manner, we believe that you should be entitled to the full coverage you have paid for if the time comes that you need to make an insurance claim.
Another important difference between Aventura public adjusters and insurance adjusters is the manner in which they evaluate claims. Insurance adjusters may complete a cursory investigation to substantiate claims and then apply low values to the damaged property. Public adjusters may use drones, high-quality cameras, and other technology to better document the damage. We also have relationships with local contractors and can often negotiate a better deal for repairs.
While insurance adjusters are paid by the insurance companies that employ them, public adjusters are paid a percentage of the value of your negotiated claim. This further incentivizes public adjusters to secure maximum compensation for your claim while also allowing you to receive their assistance without having to pay upfront costs for it.
Types of Insurance Claims We Can Help With
At >MR Public Adjusters, we use our depth of experience and knowledge in insurance law and regulations to help our clients receive the maximum value for their claims, including those involving:
- Fire damage
- Flood damage
- Hurricane damage
- Tornado damage
- Mold damage
- Storm damage
- Water damage
- Wind damage
- Sinkhole damage
- Pipe burst damage
- Plumbing damage
- Smoke damage
As experienced Aventura public adjusters, we will help build your claim, document the full extent of your damages, and negotiate for a fair resolution of your claim. We will zealously represent your financial interests and guide you through the claims process.
Contact LMR Public Adjusters for Help with Your Claim
At LMR Public Adjusters, the focus is always on protecting the best interests of our clients. We advocate for you and will do everything possible to ensure you receive a fair and prompt settlement of your claim. You can learn more about our services by reading the answers to the most frequently asked questions we receive. You can also call us at (954) 603-7174 or complete our online contact form to schedule a confidential consultation with one of our leading Aventura public adjusters.
What is a public adjuster?
A public adjuster handles insurance claims and advocates for the policyholder during the process of appraising and negotiating a claim. A public adjuster’s expertise and ability to interpret ambiguous insurance policies increases the odds that property owners will receive the maximum amount of compensation when they file a claim. Public adjusters prepare cost estimates and interpret insurance policies to determine covered and uncovered items and to negotiate with the carrier to a fair settlement.
Who pays for a public adjuster?
Technically, the policy holder pays the public adjuster, but most public adjusters charge a percentage of the final settlement. This means it is in the public adjuster’s best interest to get the policy holder the largest settlement possible. Though it might seem counterintuitive to pay a third-party when you are trying to maximize your compensation, the chances you will be treated fairly are increased when working with a public adjuster.
Why do I need a public adjuster?
Insurance companies have adjusters working on their behalf and you deserve the same. A public adjuster interprets your insurance policy to determine what coverage you are entitled to and provides an analysis of the losses. Essentially, they are ensuring that you are treated fairly by the insurance company and that you get what you deserve. They might also have access to resources that can help you better support claim.
Why do I need help in filing an insurance claim?
It is possible to file your insurance claim on your own, but it is not advisable. This is because the average policyholder does not have the resources or experience that insurance company representatives have. As a policyholder, you deserve to have someone in your corner protecting your rights and ensuring you receive the compensation to which you are entitled. And because insurance policies are often complex and ambiguous, it helps to have someone with knowledge to help you sort through the details.
Will you help me receive a more prompt and satisfactory settlement?
Public adjusters do everything they can to ensure that policyholders receive a fair settlement as quickly as possible. Working with a public adjuster might extend the period of time it takes to ultimately settle your claim because of negotiations, but it will shorten the period of time it would take to negotiate a fair settlement on your own. Insurance companies want to settle for as little as possible as fast as possible and this results in cheating policyholders. Public adjusters protect against this.
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Very professional, communication was great throughoutthe process, they manage to get my 7 times more than what the insurance offered me. I'm a happy client!!!
★ ★ ★ ★ ★
LMR Public Adjusters was very professional and on time. Everything was fast, and I had a fabulous experience.
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They have fast response. I never have any issues. They have great customer service.
Types of Claims