Insurance claims can be rough. In-between calling the insurance company, getting transferred through the levels of bureaucracy, negotiating with different workers, and other stresses, you may find yourself tearing your hair out. Many people find themselves in similar positions and, wanting to avoid the hassle, start looking into finding a public adjuster.
What exactly is a public adjuster, though? And why is one necessary?
A public adjuster is an individual who is certified in everything in insurance claims. From working with your policy to assessing the damage, they handle everything a claimant might need done. Put in layman’s terms, a public adjuster argues on your behalf to settle your claim.
For those of us who don’t have time to deal with a messy insurance situation or otherwise find themselves unable to go through a lengthy argument with the insurance company, hiring a public adjuster can be a life-saver. It’ll save you the worry, stress, and time of an insurance claim.
How do you know if you need a public adjuster?
If you find yourself at risk of losing $10,000 or more, it’s probably a good idea to leave yourself in capable hands. Most of the time, people hire adjusters when a major loss has happened, and most adjusters won’t handle a claim if it’s a small loss. While it’s up to each individual situation, many may feel more secure knowing that their claim is someone’s full-time job; a public adjuster can go through your policy with a fine-toothed comb to make sure they fulfill your needs. Similarly, a lot of people choose to hire an adjuster just because they don’t have the time. If this situation sounds like you, it’s time to start looking for an adjuster.
How do you find a reputable public adjuster?
To start, it’s probably a good idea to visit the National Association of Public Insurance Adjusters’ website. Public adjusters on this website are licensed and certified, eliminating the possibility of getting caught by any scammers.
Next, start doing research. Google searches, word of mouth, and other resources may be beneficial when it comes to this step. Once you’ve tracked down a few adjusters in your area, take the time to interview them. Ask for references, about their claim handling process, about any recent successes, and anything else you might be concerned about in your insurance claim process.
How To Hire A Public Adjuster
Once you’ve found an adjuster that works for you, the process should be simple. After reviewing your policy and working with your insurance company, your adjuster should have you the results you need. Hiring a public adjuster can be just the thing you need to settle your insurance claim. Consider these tips and find out if a public adjuster is right for you.